迫于Walmart的“淫威” Amazon非Prime会员免邮费门槛从$49降至$35

Amazon非Prime会员免邮费门槛降至$35，之前非Prime会员必须购物满$49才能免邮费。

可能是受到Walmart近日开始提供购物满$35免费2日快递的影响，Amazon将非Prime会员免邮费门槛降至$35。Amazon近年来一直在提升非Prime会员的免邮费门槛，这次罕见降低免邮费门槛，想必也是感受到了来自Walmart等竞争对手的“淫威”，对消费者来说绝对是个好消息。

其实自从Amazon开始收税以后，很多人已经减少了从Amazon购物的次数，当免邮费的门槛升到$49的时候更是疏离了更多的消费者，这次降低门槛也是Amazon自救的一种方式。

中国税务局2018年9月开始对外交换跨境账户信息

中国今年开始对新开立的非居民个人和机构帐户进行尽职调查; 年底前，先完成个人高净值帐户调查。高净值帐户是指截至去年底，金融帐户总余额超过600万元人民币(1人民币约合0.145美元)。

2018年底前，中国将完成对个人低净值帐户和全部存量机构帐户的尽职调查。

中国去年10月公布“非居民金融帐户涉税信息尽职调查管理办法(征求意见稿)”，因中国参与全球税务资讯交换必须执行共同申报原则(CRS)，今年元月起进入“实际操作期”。

这项规定虽对大多数中国居民“无所谓”，但对在海外有金融资产配置、在海外持有壳公司进行投资理财等行为的富人来说，影响不可小看。

这项规定简言之，中国居民移民他国后在中国拥有的金融资产信息会被收集后并与他国政府共享，中国海外移民在他国报税如果没有如实申报在中国大陆的金融资产，或可能受到报税国的追查。

另一方面，由于税收征管信息互换，如果将来通过金融账户涉税信息自动交换搜集的信息和个人的纳税申报实现比对，中国移民在海外的资产也可能被政府查证，从中国携带或转移大量资金到海外的贪腐高官可能会被追查。

近年来，中国居民大量移民海外。根据社科院数据，目前中国每年的移民人数保持在19万人左右，并且呈上升趋势。

美国移民局的数据显示：2016财年(2015年10月~2016年9月)美国政府共签发9,947张EB-5签证，其中7,512张发放给了来自中国的申请者，占比达到75.52%。

税务总局指出，截至去年底，已有101国家(地区)承诺实施“标准”。

中国是在2014年9月的G20财政部长和央行行长会议上承诺，将实施这一“标准”，其中确定首次对外交换信息时间为2018年9月。

不受任何垃圾邮件干扰的办法

以前写过一篇不想受到金融机构垃圾邮件的干扰可以选择opt out的文章。下面的这篇英文文章更全面地描述了不受任何垃圾邮件干扰的办法，非常值得一读：

Rid yourself of annoying junk mail... and more!

You know all of that random mail you find in your mailbox or email inbox — the kind that comes from solicitors looking for money or donations, or offering you pre-approved credit cards? How about all those sales flyers, or the sales calls you receive at dinnertime? If you'd no longer like to be on the receiving end of those types of communications, here are a few things you can do:

1. Direct Mail: The Direct Marketing Association is made up of many organizations that market directly to consumers. To opt out of mailings from their members visit www.dmachoice.org.
   • To opt yourself out from receiving mail visit www.dmachoice.org.
   • To opt out family member under your care register on the Do Not Contact List for Caretakers at www.ims-dm.com/cgi/dncc.php.
   • To remove the names of deceased individuals register with the Deceased Do Not Contact list at www.ims-dm.com/cgi/ddnc.php.
2. Email: The Direct Marketing Association also provides an option for opting out of email communications from their members. Register at https://www.ims-dm.com/cgi/offemaillist.php.
3. Telemarketing: The National Do Not Call Registry is maintained by the Federal Trade Commission and allows you to opt out of certain telemarketing calls. You can register by visiting www.donotcall.gov.
4. Pre-Approved Credit Offers: You can opt out from allowing the Consumer Credit Reporting Companies provide your information to be used for prescreened credit card and insurance offers. Choose to opt out for just five years or permanently unsubscribe by visiting www.OptOutPrescreen.com.
5. Other Mailers: Here are some additional marketing databases you may want to consider opting out from:
   • RedPlum Coupons: You might receive their coupon books in the mail. If you don’t want to receive them anymore you can go to https://www.save.com/application/redplum-postal-addremove.html to opt out.
   • Acxiom Marketing Database: Acxiom maintains a database compiled with information gathered through public records and government records and various other sources. Remove your name from the list at isapps.acxiom.com/optout/optout.aspx.
   • Publishers Clearinghouse is a direct marketer of value-based merchandise, magazines and promotional offers. Request removal from their mailing list at http://pch.custhelp.com/app/ask_mailing and email list at http://unsub.pch.com/.
   • Val-Pak delivers mailings with offers from various retailers to your home. Remove your name online at www.coxtarget.com/mailsuppression/s/DisplayMailSuppressionForm.

3.00%利息的定期存款，想存的抓紧

Andrews FCU有一个promotion，七年的定期存款有3.00%年利息。Andrews FCU是一个credit union，是有NCUA保险的。更有利的是如果你需要用钱，可以提前取出来，它们只罚180天的利息。

可以参照这篇文章的信息开户。

如果你不满足Andrews FCU的开户资格，可以参照这篇文章免费加入American Consumer Council (ACC)，这样就满足Andrews FCU的开户资格了。