如果申请美国大通银行（Chase）信用卡没有通过，可以打Reconsideration电话让它们重新考虑你的申请

不知道你有没有遇到过这种情况：你特别想要申请一个Chase信用卡，可能是因为开卡奖励，也可能这个卡有很好的福利，但是你的网上申请没通过，或者是处于review状态。总之，你不能马上拿到这张卡。这时，如果你觉得自己的信用分数还不错，你可以打打Chase的reconsideration电话，成功率一般很高唷！

下面是一些Chase的rconsideration电话：

Chase: 800-436-7927 (App Status - Automated)
Chase: 888-270-2127 (App Recons)
Chase: 888-245-0625 (Credit analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product Change Status Questions)
Chase: 800-453-9719 (Business Credit Analyst, 8am-10pm EST M-F)

先打第一个电话自动地查查，如果还没approve，再打第三个0625那个，立即可以知道结果。甚至还有人说打第三个电话可以让申请立即通过。

这个也可能是Chase的后门电话：888609-7805

申请Ink Cash^® Business Credit Card的时候，有时会得到这样的信息：

Thanks for Applying. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. We look forward to speaking with you.

Please reference #xxxxxxxxxxxxx when you call.

We look forward to speaking with you.

 另外，你也可以写一封reconsideration letter来让他们重新考虑。下面是个例子：

Your Name
Your Address
City, State

Date

Executive Review Department
123 Maple Lane
Los Angeles, CA 91326

To Whom It May Concern:

Hello, I am writing in regards to my application for _____________card with reference #*************. I was disappointed to hear of my denial considering my stellar credit history and my past relationship with your bank.

Recently, I have been traveling quite a lot and thus feel the features and benefits of this card would be useful for me. (Insert specific features.) I am not asking for a large amount of credit, but simply enough to enjoy this card’s wonderful benefits while also continuing to prove my value to you as a customer. (Optional: I am even willing to shift credit from XYZ card if that is required.)

I am hoping this letter finds its way to someone who can help me get this application reconsidered, however I am not authorizing an additional credit pull. Thank you in advance and please know that I sincerely appreciate your time and any help you can provide. If you have any further questions I can be reached at ***-***-**** or via email at youremail@gmail.com

Sincerely,

Your Name